Article by:  Ken Strosnider, Residential Loan Originator, NMLS #134809Nov 20, 2024 Refinancing a mortgage can be a smart financial move when done right. It offers the potential for lower interest rates, better loan terms, and even access to home equity. However, it’s essential to approach it with careful planning and awareness of the factors that can impact your long-term financial health. Here are 10 tips to consider before you refinance your... [read more]

SRES® Staff   Mar 1, 2024 With most people wanting to age in place—55% of baby boomers have no plans to move, says a Leaf Home and Morning Consult report, 2024 Generational Divides in Homeownership Report. The top reasons for baby boomers staying put include:  No need to move (79%) Close to family (34%) Too expensive to move (33%) Low crime (25%) Weather or climate (18%) Interest rates (12%) But 68% of boomers live in homes over... [read more]

When it comes time to sell your home, you will likely be put in a situation where home updates, repairs, and upgrades are recommended in order to boost the value of your home for maximum returns! Now before tearing down a wall or throwing your money at everything it's important to understand not all home renovations are equal. Below you will find a list of the top 5 home renovations that have significant impact on your selling potential: 1. Improve energy efficiency This... [read more]

Obtaining a mortgage can be intimidating and confusing. Similar to the buyer and seller guides, I’ve outlined the mortgage process for you in 4 easy steps! 
 
Step 1: Mortgage Application 
 
Before an application gets filled out, it’s important to first asses yourself financially. Figure out how much money you have and how much you need to borrow. It’s always critical to sort out how much you can afford so that when you apply for a mortgage you will be able to... [read more]

Your satisfaction and happiness is something that is very important to me. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I’ve put together five simple steps: Step 1: Decide to Sell When you sell, you want to get as much value as you can for your home. So you might want to consider the timing of the sale because it definitely has an effect on the value. You don’t want to sell... [read more]